Mortalityrating and GDPR

(Apr 18, 2018)

Previously our service processed a simple file format that included postcode, gender and date of birth alongside pension amount and commencement date for individuals in an occupational pension scheme. This combination of attributes when taken together is often capable of identifying "natural persons" in the language of the upcoming EU General Data Protection Regulation (GDPR). Some might choose to mitigate risk by deleting scheme data as soon as ratings complete. However, an alternative approach would be to perform ratings without requiring a combination of attributes that may be personally identifiable. How could such a thing be acheved?

An important observation is that a postcode…

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Tags: mortality, rating, GDPR, data protection

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