Longevitas leading-edge software for modelling and analysing
Longevitas offers leading-edge software for modelling and analysing demographic risks, including mortality, longevity, critical illness, lapses and persistency...
Regulatory, competitive and margin pressure are driving industry demand for the best evidence-based approaches towards pricing, reserving and risk management. Read more about some current challenges and hot topics of concern to the industry, as we present our innovative approaches that can make a real difference to the bottom line.
The Solvency II regime seems to ask that longevity models take a short-term view of a long-term problem.
It seems obvious that wealthier people will have larger investments and pensions, so the use of benefit size as a proxy for social class is a well established practice.
But how well does this actually work, and is there a better way?
Lifestyle factors such as nutrition, obesity, smoking and fitness play a role in a large number of insurable risks...
Geodemographic profiling datasets such as Experian's Mosaic, CACI's Acorn and Eurodirect's Cameo have long been used to segment consumer populations for marketing purposes.
Understanding risk from past experience is a major part of the problem, but reserving for how risk might change in the future is another vital component.
Survival Modelling
If you have sufficient experience data for your portfolio and wish to analyse a broad range of risk factors, the Longevitas Modelling software will allow you to do this.
Projections Toolkit
If you need to make stochastic mortality projections or generate stress test for ICAs or Solvency II calculations, you need the Projections Toolkit.
mortalityrating.com
If you have little or no experience data, or need to quickly determine which percentage of a standard table should be used in valuing a pensioner portfolio, you should consider mortalityrating.com
Latest posts
Feeding the trolls
19 June 2026Scientists have long admired a 'neat trick', meaning an ingenious idea for overcoming an obstacle, and definitely not trying to mislead anyone.
Unhiding the bodies, Part II
27 May 2026Three years ago I covered two examples of repressive regimes hiding the official extent of deaths, but where enterprising researchers deduced the likely truth fro
Are Friends (Bio)Electric?
07 May 2026A fascinating paper from 2018 contained an unusual description of cancer. From the perspective of a clinical outsider, it was unexpected to see what I'd always lazily thought of as a disease of the cell, portrayed more as a form of societal breakdown:
Latest news
New paper on the actuarial origins of survival models
10 June 2026Survival models are well suited to actuarial use for good reason - actuaries developed many of the early foundations! In a
Sessional meeting on contemporary mortality models - practice and principles
29 January 2025The Institute and Faculty of Actuaries (IFoA) is hosting a meeting on contemporary mortality modelling on 11th March 2025. Booking details can be found
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